General Re-New England Asset Management Inc. and Gen Re Capital GmbH (hereinafter referred to as Gen Re Capital or sometimes “us” or “we”), maintains this website as a service to the Internet community.

IN THE UNITED STATES: Gen Re Capital may only transact business in your state if first registered, excluded or exempt from state investment advisor or investment advisor representative registration requirements, as may be.

IN GERMANY: Gen Re Capital GmbH is registered under company register HRB 32466 and acts under the supervision of the Bundesanstalt für Finanzdienstleistungsaufsicht, Graurheindorfer Str.108, 53117 Bonn, Germany. (www.bafin.de).

By using this website, you agree at all times during your use of this website to abide by these terms of use and any additions or amendments to these terms. Please read the terms of use carefully. Gen Re Capital reserves the right at its sole and absolute discretion, to change, modify, add, or remove portions of these terms at any time. In addition, when using this website or a service of this website, you will be subject to any posted guidelines, rules or policies for the service. Those guidelines, rules and policies, whether now existing or adopted in the future, are incorporated by reference into these terms of use.

SECURITIES DISCLAIMER

The information contained on this website has been prepared and obtained from original sources and data we believe to be reliable, but we make no representations as to its accuracy, timeliness or completeness. Nothing on this website shall be considered a solicitation to buy or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. Please consult with your investment professionals, tax advisors or legal counsel as necessary before relying on this material.

PROPRIETARY RIGHTS

The design of this website, and information contained within are the property of Gen Re Capital and protected by copyright, trademark and other intellectual property and proprietary rights. The selection, arrangement and design of the entire contents of this website, as well as the original contents herein, are the property of Gen Re Capital. General Re – New England Asset Management, Inc. ®, General Re Asset Managementâ and the Lamp Design are service marks or registered service marks of General Re Corporation. Other product and company names mentioned herein might be the trademarks or service marks of their respective owners. This website may be viewed and its contents downloaded by you for your own personal non-commercial use or your companies’ internal use. You must keep intact all copyright and other proprietary notices. The website and its contents may not be displayed, modified, transmitted, reproduced, copied, licensed, sold, broadcast, published, re-published or distributed in whole or in part in any manner without the prior written consent of Gen Re Capital or Gen Re Corporation.

COPYRIGHT COMPLAINTS

Gen Re Capital respects the intellectual property of others, and we ask our users and visitors to do the same. Gene Re Capital may, in appropriate circumstances and at its discretion, terminate access to a user or visitor who infringes the intellectual property rights of others. In the United States, if you believe that your work has been copied and is accessible on the Gen Re Capital website in a way that constitutes copyright infringement, please notify GR-NEAM by providing its Copyright Agent with the following information:

1. a description of the copyrighted work that you claim has been infringed;
2. a description of where the material that you claim is infringing is located on the Gen Re Capital website;
3. your address, telephone number, and email address;
4. an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
5. a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
6. a statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf In the United States. Gen Re Capital’s Copyright Agent for Notice of claims of copyright infringement on this web site is:

By Mail:
Bob Emery, AVP Technology General Re
New England Asset Management, Inc.
Pondview Corporate Center
76 Batterson Park Road
Farmington, CT 06032
By E-mail: bemery@grneam.com

In Germany please contact:

By Mail:
Mrs. Aysun Kemper-Sengoez, Legal/Compliance
Gen Re Capital GmbH
Clever Str.13-15 50668
Köln Germany

By E-mail: Aysun_Kemper-Sengoez@genre.com

DISCLAIMER

This website has been established for the benefit of Gen Re Capital, its customers and other visitors. Gen Re Capital does not undertake to respond to any electronic mail, submissions or requests from visitors who are not customers of Gen Re Capital. By using this website, you acknowledge that it has been provided for the convenience of Gen Re Capital. Gen RE CAPITAL EXPLICITLY DISCLAIMS RESPONSIBILITY FOR ANY FAILURE OF ANY TRANSMISSION TO REACH ITS INTENDED RECIPIENT OR FROM ANY RESULT OF SUCH FAILURE. Gen Re Capital also notifies users that it may not inform the visitor of the results of the attempted transmission or failure thereof through the website. Gen Re Capital may discontinue any and all applications, tools and features available on the website at its sole and absolute discretion.

We will use reasonable efforts to include accurate, reliable and up-to-date information, but make no warranties or representations as to the truth, accuracy, reliability, usefulness, and timeliness of the data and tools on the website. WE SHALL NOT BE LIABLE FOR DAMAGES OF ANY KIND RELATED TO OR ARISING OUT OF: (1) YOUR ACCESS OR INABILITY TO ACCESS OR YOUR USE OR YOUR INABILITY TO USE THIS SITE OR OTHER WEBSITES OWNED OR CONTROLLED BY GEN RE CAPITAL; (2) YOUR RELIANCE ON THE INFORMATION PROVIDED IN ANY GEN RE WEBSITE OR SERVICE; OR (3) FOR THE LOSS CORRUPTION, OR MISDIRECTION OF ANY DATA OR INFORMATION THAT YOU PROVIDE TO US. We have designed the website to work optimally with Microsoft Internet Explorer 5.0 and above. Certain sections of the website may not be viewable with other model browsers or older versions of Microsoft Internet Explorer.

WE ALSO DISCLAIM ALL LIABILITY FOR ANY COMPUTER VIRUSES OR OTHER MALICIOUS COMPUTER CODE THAT MAY BE LOADED INTO USER’S COMPUTERS WHEN THEY DOWNLOAD DOCUMENTS FROM THIS WEBSITE. Users of this website are strongly advised to obtain and use appropriate anti-virus and security software.

Clicking on certain links within this website will let you leave Gen Re Capital’s website. The linked websites are not under the control of Gen Re Capital and Gen Re Capital is not responsible for the contents of any linked website or any link contained in a linked website. Gen Re Capital provides these links to you only as a convenience, and inclusion of any link does not imply endorsement by us of a linked website. Gen Re Capital is under no obligation to maintain any link on this website and may remove a link at any time in its sole discretion for any reason whatsoever.

By continuing to access this website, and by submitting material to us, you agree that you shall have no recourse against Gen Re Capital for any alleged or actual infringement or misappropriation of any proprietary rights in your communication to us. By submitting or posting material to this site, you acknowledge that other persons, including our employees, may have submitted to us, to others, or made public or may hereafter originate, submit, or make public similar or identical material that we may have the right to use. By submitting material, you hereby confirm your understanding that you will not be entitled to any compensation or other remuneration because of our use or disclosure of such other similar or identical material. You hereby acknowledge that no fiduciary or confidential relationship exists between you and us, either now or by reason of your submitting any information to us, unless we have made and executed a separate written agreement to the contrary.

This agreement does not create a confidential relationship between you and us. We shall have no liability whatsoever for the results of your postings and submissions to this website or by means of this website. We reserve the right at all times and in our sole discretion to change the products and services referred to in www.genrecapital.com.

PRIVACY

We at Gen Re Capital understand that web enabled customers are concerned about the privacy of information. We have established policies and procedures concerning the collection, use and security of information that will help protect the privacy of registered users. Our information privacy standards are designed to help us serve our customers while maintaining our own strict security standards, and are intended to comply with the data protection laws of the various countries where we do business.

We will collect only the personal information from visitors, including their addresses, from forms that the visitors voluntarily submit and based on their usage of this website. This information is collected in order to enable Gen Re Capital to better identify and serve its customers and to respond better to their needs. We will not intentionally disclose the details about web visitors or any of their business information to anybody outside Gen Re Capital and its parent and affiliates without the visitor’s express permission, unless disclosure is required by law, or is in compliance with legal process, or if necessary to protect our rights or our business reputation or to act in an emergency situation to protect personal safety or to prevent harm to persons or property.

We will collect information about the Internet Service Providers and the Browsers that visitors use to visit www.genrecapital.com and we will use this aggregated information statistically to serve our customers better. This website does serve cookies. A cookie is a small file that is created to help visitors navigate about a website, and is useful to track the traffic to and at a site and to personalize the website. You may refuse the cookies but certain services on the website may not then function properly. Gen Re Capital uses cookies in connection with the use of our download facilities on the Gen Re Capital Web site as explained above. If you choose to not have your browser accept cookies from the GenReCapital.com Web site, you will have to register again every time you download a brochure or publication.

We also collect and store certain information in order to answer your email, respond to your submissions, to complete your personal profile and to measure the overall interest of our visitors to the various sections of this website.

SECURITY

We cannot provide any assurance of privacy over a network that is not a secure network or over a network that we do not control. The Internet is not a secure network and, aside from our own servers, not within our control. Electronic Message and E-Mail Security – Messages traveling through the Internet using your Internet provider’s e-mail process are subject to viewing, alteration and copying. We are not responsible for the security or confidentiality of communications you send to www.genrecapital.com through the Internet using the e-mail process.

TERMINATION

These terms of use are effective until terminated by either party as follows: (1) you may terminate by discontinuing use of this website and destroying any materials obtained from this website; and (2) Gen Re Capital may terminate this agreement at any time without notice, and remove and discard the website or any content within the website, for any reason, including, without limitation, for lack of use, or if Gen Re Capital believes in its sole discretion that you have violated or acted inconsistently with the letter or spirit of the terms of use. Gen Re Capital may also discontinue providing this website and service at any time, with or without notice.

LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND THAT UNDER NO CIRCUMSTANCES SHALL GEN RE CAPITAL, GR-NEAM, GEN RE CAPITAL GMBH, THEIR PARENT COMPANY, OR ANY OF ITS PARENT’S SUBSIDIARY COMPANIES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS WEBSITE, EVEN IF Gen RE CAPITAL OR A Gen RE CAPITAL AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS INCLUDES ANY STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE. SINCE SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL GR-NEAM’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS U.S.

INTERPRETATION

The provisions of this Legal and Privacy Statement and the terms and conditions of use in this statement are intended as guidelines and are not meant to be exhaustive. Generally, conduct that violates law, regulation, or the accepted norms of the Internet community, whether or not expressly mentioned in this statement, is prohibited. Gen Re Capital reserves the right at all times to prohibit activities that damage its commercial reputation and goodwill or the commercial reputation and good will of its vendors and customers. We may modify the terms and conditions of this statement at any time and we may add or delete any provision at any time without notice. We may take whatever action we deem appropriate, including (among other things) investigating allegations of improper activities, making reports to law enforcement authorities or suspending or terminating service to you, if we believe that there has been a violation of the terms and conditions of this statement or a breach of our agreement with you.

All contents © COPYRIGHT 2000 - 2009
General Re-New England Asset Management, Inc.
Gen Re Capital GmbH